:root{--primary:#123c69;--primary-dark:#0b2745;--accent:#f59e0b;--accent-dark:#d97706;--soft:#f4f7fb;--text:#172033;--muted:#667085;--border:#e5e7eb;--success:#16a34a}*{box-sizing:border-box}body{font-family:'Inter',sans-serif;color:var(--text);background:#fff;overflow-x:hidden}a{text-decoration:none}.topbar{background:var(--primary-dark);color:#fff;font-size:14px;padding:9px 0}.topbar a{color:#fff;font-weight:700}.navbar{background:#fff;box-shadow:0 8px 30px rgba(15,23,42,.08)}.navbar-brand{font-size:28px;font-weight:900;color:var(--primary)!important}.navbar-brand span{color:var(--accent);margin-left:4px}.nav-link{font-weight:700;color:#344054!important}.btn-main{display:inline-flex;align-items:center;gap:8px;background:var(--accent);color:#111827;border:0;font-weight:850;padding:12px 18px;border-radius:8px;box-shadow:0 14px 28px rgba(245,158,11,.18)}.btn-main:hover{background:var(--accent-dark);color:#111827}.btn-outline-main{display:inline-flex;align-items:center;gap:8px;border:2px solid var(--primary);color:var(--primary);font-weight:850;padding:10px 18px;border-radius:8px}.page-hero{background:linear-gradient(135deg,var(--primary),#1d5f94);color:#fff;padding:72px 0 64px}.crumb{display:flex;gap:8px;flex-wrap:wrap;font-size:14px;margin-bottom:18px;color:rgba(255,255,255,.78)}.crumb a{color:#fff}.eyebrow{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.24);padding:7px 12px;border-radius:999px;font-weight:800;margin-bottom:18px}.page-hero h1{font-size:clamp(34px,5vw,60px);line-height:1.05;font-weight:900;max-width:920px;margin:0 0 18px}.page-hero p{font-size:19px;max-width:820px;color:rgba(255,255,255,.88)}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.section{padding:64px 0}.section-soft{background:var(--soft)}.section-title{text-align:center;max-width:760px;margin:0 auto 32px}.section-title 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var(--border);padding-bottom:8px}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.topic-card{display:block;color:inherit;transition:.18s ease}.topic-card:hover{transform:translateY(-3px);border-color:#c7d7e8}.topic-card h2{font-size:20px;font-weight:900;color:var(--primary)}.topic-card p{color:var(--muted);line-height:1.65}.faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-bottom:28px}details{background:#fff;border:1px solid var(--border);border-radius:8px;padding:18px}summary{cursor:pointer;font-weight:900;color:var(--primary)}details p{margin:12px 0 0;color:#475467;line-height:1.65}.check-list{display:grid;gap:10px;font-size:17px;line-height:1.6}.whatsapp-float{position:fixed;right:20px;bottom:20px;width:58px;height:58px;border-radius:50%;background:#25d366;color:#fff;display:grid;place-items:center;font-size:28px;box-shadow:0 12px 28px rgba(0,0,0,.2);z-index:50}footer{background:#0b2745;color:#dbeafe;padding:54px 0 22px}footer h5{color:#fff;font-weight:900}footer a{display:block;color:#dbeafe;margin:8px 0}footer a:hover{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;color:#bfdbfe;font-size:14px}@media(max-width:992px){.content-grid{grid-template-columns:1fr}.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.page-hero{padding:48px 0}.section{padding:44px 0}.card-grid,.faq-grid,.footer-grid{grid-template-columns:1fr}.hero-actions .btn-main,.hero-actions .btn-outline-main{width:100%;justify-content:center}.whatsapp-float{display:none}}.navbar .dropdown-menu{border:1px solid var(--border);border-radius:14px;padding:8px;box-shadow:0 18px 42px rgba(15,23,42,.12)}.navbar .dropdown-item{border-radius:10px;font-weight:700;padding:9px 12px;color:#344054}.navbar 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